About
Yellow Mortgages

At Yellow Mortgages, we believe mortgage and protection advice should feel personal, straightforward, and stress-free. Based in Boston, Lincolnshire, we help individuals, families, first-time buyers, home movers, landlords, and homeowners find the right mortgage and protection solutions with confidence.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Trusted Mortgage & Protection Advice in Boston, Lincolnshire

With over 50 years of combined experience across the mortgage, property, and financial services industries, we provide clear, tailored advice designed around your individual circumstances and long-term goals. Whether you’re buying your first home, remortgaging, investing in property, or protecting your family’s future, we’re here to guide you every step of the way.

We pride ourselves on offering a friendly, professional service built on trust, transparency, and long-term relationships. Many of our clients come to us through personal recommendations and referrals, and our Google reviews reflect the positive experiences people have had working with us.

Mortgage & Protection Experts in Boston

As a local mortgage broker based in Boston, we understand the local property market and the challenges buyers and homeowners can face. Our goal is to make the mortgage process as smooth and straightforward as possible by providing clear advice, personal support, and access to a wide range of mortgage and protection products.

We work with clients across Boston, Lincolnshire and the surrounding areas, offering both face-to-face appointments at our welcoming office and flexible online or telephone consultations to suit your schedule.
Whether you’re looking for your first mortgage, a better remortgage deal, buy-to-let advice, or financial protection for your family, we’re here to help you make confident financial decisions.

Our Story

Yellow Financial Services was created with a simple goal — to provide honest, personal mortgage and protection advice that genuinely puts clients first.

After many years working within the property and financial services industries, we saw how confusing and stressful the mortgage process could feel for many people. We wanted to create a business that offered clear guidance, professional expertise, and a more personal approach from start to finish.

Today, we continue to help clients across Boston and beyond navigate the mortgage and protection process with confidence, combining local market knowledge with expert financial advice.

Meet the Team

Christian Clarke, Director

Christian Clarke - Director

Christian has over 20 years of experience within the property industry. He began his career with a local independent estate agent before progressing to one of the UK’s leading corporate estate agencies, where he became a top performer within the East Midlands region.

Following his success in estate agency, Christian moved into financial services and established Yellow Financial Services to follow his passion for helping clients throughout the home buying and mortgage journey. His background in both property and mortgages allows him to provide practical, well-rounded advice that helps clients make informed decisions with confidence.

Elaine Smith, Mortgage & Protection Coordinator Adviser

Elaine Smith – Mortgage & Protection Adviser

Elaine brings 38 years of experience in financial services and has built a strong local reputation for helping clients achieve their mortgage and protection goals. Over the years, Elaine has supported countless individuals and families with mortgages, protection, equity release, and lifetime mortgage advice.

Her experience, knowledge, and approachable manner help make the process simple and reassuring for clients. Elaine works closely with clients throughout the entire journey, ensuring applications progress smoothly from initial enquiry through to completion.

Why Clients Choose Us

At Yellow Financial Services, we understand that every client’s situation is different. That’s why we focus on providing advice that’s tailored, personal, and easy to understand. Clients choose us because we offer:

  • Access to mortgages from over 50 lenders
  • Personal, one-to-one support throughout the process
  • Friendly, jargon-free advice
  • Flexible appointments including face-to-face and online meetings
  • Local property market knowledge

Most importantly, we genuinely care about helping our clients achieve their goals while making the process as stress-free as possible.

Our Approach

We believe mortgage and protection advice should be simple, clear, and personal.

From your first appointment through to completion, you’ll work directly with experienced advisers who understand your situation and are committed to helping you achieve the best possible outcome.

We explain everything clearly, avoid unnecessary jargon, and guide you through each stage of the process so you always feel informed and supported.

At Yellow Financial Services, you’re never treated like just another case number — we build lasting relationships based on trust, communication, and genuine client care.

A Reputation Built on trust

A large proportion of our business comes from referrals and recommendations from satisfied clients, which is something we’re extremely proud of. We know how important trust is when choosing a mortgage or protection adviser, and we work hard to ensure every client receives the highest level of service, communication, and support throughout their journey.

Posted on Google Google
Alex Callaway profile picture
Alex Callaway
13 days ago
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As a first-time buyer I was needing support with my mortgage and affordability. Christian was fantastic. Prior to my first meeting, I sent over some basic details and when I went into the office for my meeting, everything was prepared and I was given different scenarios of repayments based on deposit amounts and house values. Christian even went through properties on the market with me that may be of interest. Once I had an offer accepted Christian secured the best mortgage for me and did all the work behind the scenes. It wasn’t just the mortgage, he did my life and illness cover, and home insurance, which took the stress out of buying my first property. I would definitely recommend yellow mortgages for any support with mortgages, critical illness cover etc. Thank you for all your support.
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Klaudia Dytrich profile picture
Klaudia Dytrich
99 days ago
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We are incredibly grateful for all the support and guidance we received from Yellow Mortgages throughout our mortgage journey. From the very beginning, the team was professional, knowledgeable, and always available to answer our questions and explain everything clearly. Buying a home can be stressful, but they made the whole process feel smooth and straightforward. Their dedication, patience, and friendly approach gave us confidence every step of the way. We truly felt that they cared about finding the best solution for our family, and we couldn't be happier with the service we received. We highly recommend Yellow Mortgages to anyone looking for trustworthy, efficient, and genuinely supportive mortgage advisors. Thank you for helping us make our dream of owning a home come true!
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Lucy Pick profile picture
Lucy Pick
105 days ago
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Our experience with Yellow Mortgages has been absolutely amazing throughout the whole process, they’ve explained everything perfectly and helped us out massively throughout, Christian who dealt with us was incredible and we couldn’t be more thankful for everything!! Would 10000% recommend to any first time buyer :))
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Liam Ogden profile picture
Liam Ogden
105 days ago
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We just want to say thank you to Christian, he handled the whole process so smoothly and professionally, making it very easy and stress free for us buying our family home. We appreciate all his help and advice and would highly recommend. The picture frame was a perfect touch, thanks again, Liam and Katie
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Leema Martin profile picture
Leema Martin
151 days ago
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We had a great experience working with Elaine at Yellow Mortgages. She was incredibly supportive throughout the entire process. Everything was handled smoothly and professionally, and we really appreciated how approachable and helpful she was at every stage. Highly recommend Elaine and the team to anyone looking for mortgage and protection advice!
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Danielle Stones profile picture
Danielle Stones
162 days ago
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We got our mortgage through Christian, he was fantastic. As first time buyers, we thought the process would be quite complicated, that wasn’t the case with yellow mortgages. We got an appointment within a week and we got the ball rolling straight away. We found our dream home, roughly only a week later. Christian was quick, thorough and informative throughout the whole process, and offered support where he could! Christian had so much knowledge and also helped with life insurance quotes. We were delighted and pleased throughout the whole process, if we were to sell and repurchase a new home, Christian would be our go to again! Highly recommended
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Gosia Gosia profile picture
Gosia Gosia
192 days ago
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I definitely recommend Yellow Mortgages. Christian is a wonderful, warm person and a complete professional. He will find an offer for everyone, no matter how long it takes. He pays attention to every detail. He explains everything and, in my opinion, is a specialist, even in cases that seem hopeless. He strives to find the best offers tailored to the client. He communicates very well. He always answers every question as quickly as possible. I will definitely come back for a remorgage. In the next stage, I also had the pleasure of working with Elaine, who is also a wonderful and very friendly person. She is completely professional. She found the best insurance solutions for me and explained everything thoroughly. I recommend this professional and always smiling team to everyone. Thanks to you, dreams come true. Thank you.
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Michaela Marshall profile picture
Michaela Marshall
204 days ago
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I would definitely recommend Yellow Mortgages. Christian was very professional and made all aspects of the application for our mortgage and insurance easy to understand. He did a lot of work behind the scenes to ensure that the face-to-face meetings were as efficient as possible and was always on hand to respond to questions via email or phone.
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Danny Morris profile picture
Danny Morris
205 days ago
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Elaine was brilliant throughout the process. Any questions or queries she was always prompt to advise us. We will definitely be using Yellow mortgages again and will always recommend them.
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Ellie Callaway profile picture
Ellie Callaway
226 days ago
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I would 100% recommend Yellow Mortgages and will not hesitate to use them in the future. Elaine went above and beyond to get me the best deal on my mortgage and took a lot of stress out of the process for me. I was also very well informed about income protection insurance which I hadn’t previously considered and again Elaine offered a lot of help and support to get this set up. I have had such a positive experience with Yellow Mortgages and would recommend any other first time buyers to use them. Thank you Elaine and Christian for making my experience such a positive one!